About Me

scfr

Cool Quote: "The roosters may crow, but the hens deliver." (Ann Richards)
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Fun things to do before we leave Austin:
- Lunch at The Salt Lick (BBQ)
- Sunday Brunch at Fonda San Miguel (Mexican)
- Austin City Limits (try to score tickets)
- Bat Flight at Congress Ave Bridge
- Hike & Bike Trail (Town Lake)
- Cavern Tour: DONE!
- San Antonio (Alamo, Riverwalk)
- Houston (NASA)
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BA (Balance Sheet Affluent, as explained in "The Millionaire Mind"):

Age x .112 x Total Annual Realized Income = Expected Net Worth

If you are 2 times your expected net worth, you are "Balance Sheet Affluent"

My goal is for my household to be a bit over BA (have 2.12 times its expected net worth) by the time my DH is 50.

Starting Number (4/30/07) = 1.32 times expected net worth

First Year Quarterly Goals:
7/31/07 = 1.440 [Result: 1.510]
10/31/07 = 1.435 [Result: 1.569]
1/31/08 = 1.430 [Result: 1.541]
4/30/08 = 1.425 [Result: 1.400]

Second Year Quarterly Goals:
7/31/08 = 1.550 [Result = 1.515]
10/31/08 = 1.550
1/31/09 = 1.545
4/30/09 = 1.530

65 Cents

June 12th, 2008 at 08:41 pm

Before I leave for work in the morning, I make my lunch and fill up a travel mug full of coffee.

I had a couple days off and I guess that threw off my routine. This morning I forgot my coffee! So, I decided to use the vending machine at work for the first time ever, and shelled out 65 cents for a cup of java. Necessary expense? Certainly not. But I decided it would be better than going through the entire day without coffee.

I remember back in my early 20's I would have spent the money without even thinking about it ... I probably would have been buying a cup every day, in fact. Now it's a conscious decision, every time I choose to spend money.

Oh, and speaking of spending money (a bit more than 65 cents this time) ... DH has found what he thinks is a fantastic deal on a foreclosed house, and on paper it looks good. We are going to take a look at it this weekend. We'll see what it looks like "in person" ... it's in a neighborhood we like very much, and it just might be a real bargain, but it's a bigger house than I was hoping for.

Posted in House Hunting | 10 Comments »

10 Responses to “65 Cents”

Amber Says:
June 12th, 2008 at 08:44 pm

lol, it funny I always pack can sodas in my cooler and if I forget and have to shell out money for one at work I am so angry. And like you a few years ago it would have never even bothered me
Good luck on the house
Petunia Says:
June 12th, 2008 at 08:54 pm

You lived in Seattle and you can drink coffee out of a vending machine? Just kidding. Good luck with your house hunting.
greengirl Says:
June 12th, 2008 at 08:58 pm

yeah lol i have cut my takeaway coffee expense down quite a bit, i used to spend upwards and over $100 on beverages a month, now it's more like $20 a month
baselle Says:
June 12th, 2008 at 10:03 pm

Good luck with the house, and your coffee secret's safe with us.
Ima saver Says:
June 13th, 2008 at 06:00 am

Keeping my fingers crossed about the house!!
koppur Says:
June 13th, 2008 at 01:30 pm

Ooooh, hope the house works out for you!!
JanH Says:
June 13th, 2008 at 02:13 pm

Happy House Hunting!
Dannalie Says:
June 14th, 2008 at 04:49 pm

I am that way about Diet coke. I must have one in the morning. In an effort to save money, I made a glass (platic cup) of Diet Coke before I left the house so I wouldn't stop and buy one. As I am getting in the car, I spilled the entire thing. So I had to stop and clean out the car which cost me $2. It would have been cheaper just to stop and buy one! Oh well, life does give you little challenges doesn't it?
Amber Says:
June 14th, 2008 at 06:14 pm

Yes it does dannalie
twotinytoes Says:
June 18th, 2008 at 04:27 pm

Thanks for the Target coupon idea!

scfr's Personal Finance Blog

65 Cents

10 Responses to “65 Cents”

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