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Archive for July, 2013

Now the Whole World Knows! Well, maybe not the whole world but ...

July 17th, 2013 at 07:36 pm

One of my favorite sites www.DepositsAccount.com was featured on the ABC Nightly News last night.

I've been following this site for years & years ... from back when it was called Bank Deals Blogspot. They've never steered me wrong when I'm interest (savings) rate shopping.

I hope success doesn't spoil them the way it did Bankrate.com

That was a TEENSY bit sneaky, Geico

July 15th, 2013 at 05:39 pm

I get a 10% discount on my auto insurance because I've completed an on-line defensive driver course. Whether or not you can get the discount depends on your state laws. In many states, the discount is only available for seniors. Fortunately, here in Texas it is available for all drivers. A course certification lasts for 3 years. The course currently costs $19.95. (Edit: Looks like it cost $19.95 back in 2007 too! Nice to see that the price of something has held steady.)

DH has completed the same course. Because we have 2 cars, we both have to take the course to qualify for the discount on both cars.

I got an Email on July 9 from Geico that read in part:

QUOTE:
It has been almost 3 years since you took the National Safety Council Online Defensive Driving Course for your Geico policy. Your insurance discount may be running out. You can check with Geico to verify your eligibility.

In appreciation for being a loyal Geico and National Safety Council customer, we are offering you a 10% discount when you take the recently updated Online Defensive Driving Course and use the coupon code ...
END QUOTE

It's a rainy night so I thought I'd curl up with a cup of tea and complete the course. First I pulled the "Auto Insurance" file out of my trusty Rubbermaid tote that contains all of our important financial documents and looked at the certificate from when I completed my last course. It expires Oct 24!!! I have over 3 months to go. Nice try, Geico. Instead of completing the course today I just entered a reminder to re-take the course the weekend before the expiration date on my Google calendar. I also checked the date DH's certificate expires and entered that too so I can remind him.

Glad I took the 10 seconds to check the expiration date. Saved me some time and a bit of money too.

I *really like* Geico ... We have been insured by them for about 20 years ... But I think their Email was a tad sneaky, if not misleading.

"Trust, but verify."

Making Advance Travel Plans

July 14th, 2013 at 03:33 pm

We're planning a trip overseas, to DH's native country, in September. We'll be on slightly different schedules. DH is going to depart 4-5 days earlier than me to visit customers, and possibly make a stopover in a different country to explore some business opportunities. Our return flights will leave on the same day, but he'll be coming straight home and I'll be stopping off on the West Coast to visit family for a few days, so we'll be on different flights. I'll be gone 2 weeks.

This trip will be different than previous trips because we are going to do a lot of traveling around, visiting 6 different cities. (Usually we just visit 1 city, occasionally 2.) Lots of aunties & uncles have been begging us to visit, plus I want to take DH to the town where I did a home stay while in college. Now that we are without pets, it is the right time to do a longer trip.

So, we'll be buying rail passes. That will be an expense that we don't usually incur.

Today we booked my flights using DH's airline miles. $53 for airline taxes & fees. (His ticket will be a business expense; he is going to purchase his ticket and is monitoring prices. He is very good at pouncing when the prices hit bottom or near to it.)

DH also booked one of our hotel rooms using his Best Western points. FREE

I haven't tried to pencil out a budget yet, but if I had to throw out a ballpark guess it would be $2,500-3,000 for the 2 of us, with the rail passes being the most expensive item.

P.S. - We are holding off on looking at adoptable dogs until we get back from this trip. Well, I peek from time to time, but nothing serious .....

eBay Sales

July 13th, 2013 at 11:40 am

I'm working on listing the items I purchased for resale on eBay. 13 listed so far, with 1 sale (a Buy It Now) within minutes of listing. I've added to my original goal which was netting $100 through eBay sales this summer; I also want to raise at least $10 for one of my favorite non-profits through the eBay Giving Works program.

Things are slowing down at work and I won't be working as much overtime so this is a good time to do this.