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Archive for September, 2013

It All Adds Up

September 26th, 2013 at 09:08 pm

The battery in our lawnmower died after 4-1/2 years of use. DH found a "replacement battery" for $150 on Amazon. (The lawnmower manufacturer no longer sells replacement batteries for our model.) I did a little internet browsing and discovered that what we were calling the "battery" is actually the casing that holds the actual batteries (aka "the guts"). DH took the casing apart and said that he was confident he could change out the batteries easily, so I bought "the guts" on eBay for $94 including shipping. I have Amazon gift cards that I purchased with a 3% cash boost from Smarty Pig, so I didn't save as much as it may seem at first glance. But I did earn a tiny bit in eBay Bucks. All in all, we saved a little over $50 by doing a little research & shopping around. If people like my DH & I who are NOT handy can do it, anyone can.

DH had a broken tooth extracted and got 2 prescriptions. At the pharmacy, they said that our prescription plan denied coverage. I made a call to the insurance company and then went back to the pharmacy to get things straightened out (they had inputted the wrong dentist name). Combined the pharmacy trip with a trip to the post office & grocery store, so I didn't have to do any extra driving. Recouped $5.99.

Mailed an item sold on eBay. One of the first things I did after getting back from overseas was get my eBay listings back up & running, and I've had 2 sales.

It all adds up ...

Back from Overseas

September 22nd, 2013 at 06:12 pm

We had a wonderful trip; it was all I had hoped it would be and more. It was wonderful to see friends & family not seen for a very long time (20 years in one case), and to do more in-country sightseeing than we have done in the past. We made good use of that "all-you-can-ride" rail pass, let me tell you! Good to be home.

Stubborn Old Mule

September 5th, 2013 at 10:13 am

The title refers to me, myself, and I. I'm pretty good at letting most things go, but some things just really chap my hide ... and then I'm like a dog with a bone.

In my financial paperwork, I have a "Receivables" file. We have 2 receivables:

1. $100 deposit paid to propane company when we established service at our house, won't be paid back until we move or die! (I also list this deposit on our assets when I calculate our net worth, as a regular reminder to claim it if we move.)

2. $xx Capital Credit from scandal-ridden (board members have been sentenced to jail) Pedernales Electric Cooperative from when we were in our apartment - to be paid when we die or 30 YEARS out!

I have left notes in the files for my executor sister asking her to call the companies and claim our money if DH & I both die.

In the grand scheme of things, $1xx really makes no difference. But it bothers me that those companies can keep my money for what essentially amounts to an indefinite period of time. So no, I'm not going to just let that money be forgotten about, which is what I'm sure those companies are counting on. Sorry utility companies, it's MY money. I may never see it again, but I've done what I can to make sure my heirs will!







Car Talk: Another Reason to Own an Ugly Clunker

September 2nd, 2013 at 06:54 pm

You can park at the cheap uncovered long term parking without giving it a second thought.

Hail? Bird doo-doo? So what?

Theft? Not very likely!

Gas siphoning? Good luck getting the gas door open! One of the many "cosmetic" flaws of our 14-year-old golden chariot is a gas tank door that stopped working properly sometime last year. We have to pull up the release lever and wedge something under the lever to hold it up (we carry a screwdriver in the console for that purpose, then go and pry open the gas door. Good luck getting that door open if you don't know the system.