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December 4th, 2013 at 09:32 pm

Just a quick check-in ...

The biggest financial doing in my life is that I now seem to have a small side business (in addition to my regular job) ... that is what my little foray in to eBay sales seems to have morphed in to. I now need to come up with a way to "track" inventory for tax purposes. When I had only a handful of things I could put each item on an Excel spreadsheet, but that isn't cutting it any more.

Also, DH & I took advantage of the Black Friday promo and opened one of the Capital One 360 Checking accounts and we both opened Sharebuilder accounts (we were not eligible for the savings account bonus), so we should end up with $383.30 net bonuses ($425 - $41.70 for the commissions on the stock trades we are required to make), plus or minus our gains or losses on the stocks we purchased. I hesitated on the checking account because I have never used a debit card and do NOT like them (too much of a security risk) and we must use one in order to get the bonus, but we decided to go ahead and open the account, deposit only a very small amount, and close the account as soon as we are assured the bonus. I wonder if banks know that requiring use of debit cards sometimes deters customers like me from opening or keeping an account? They probably don't care. I never pay bank fees, so I'm probably not a very valuable customer in their eyes.

5 Responses to “Quickie”

  1. creditcardfree Says:

    Those debit transactions will work out just fine. We use our debit card all the time. We have NEVER had a fraudulent charge, unlike our credit cards, which seems to happen a couple times of year.

    Curious what your selling on Ebay? Glad it is working out so well.

  2. scfr Says:

    ccf - Sent a private message to you ... don't want to share ALL my secrets with all of cyber space. Wink

  3. M E 2 Says:

    I use my debit card all the time, never had a fraudulent charge or problem. A credit card I rarely use got "hacked". @@

  4. snafu Says:

    I too like Debit card features. What steps can you take to ameliorate the risks posed by the debit card requirement? Does the bonus require a specific number of Debit card transactions for bonus eligibility?

  5. FrugalTexan75 Says:

    Great job on the Ebay sales!

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