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Awww Shoot - $5 Bank Charge

April 19th, 2007 at 03:35 pm

I don't use debit cards or ATMs. I don't like them. I think they are budget busters.

When we opened our checking account a few years back, a debit card automatically came with the account. I told the bank I didn't need it, but they said I would need it to sign up for on-line banking. Once I was signed up, I could go ahead and destroy the card (which I did).

Then earlier in the year our bank improved the security for on-line banking, requiring that you register any new computers by entering your debit card number. Of course improved security is a very good thing, but I wasn't able to access my account after switching computers because the bank's system no longer recognized my computer and I did not have my debit card info to re-register. I had to order a new debit card and was charged a $5 "New Card Fee." Arrgggh!

Lesson Learned: From now on, debit cards and the like go to the safety deposit box in case I need them some day, and only get destroyed when the account is closed.

3 Responses to “Awww Shoot - $5 Bank Charge”

  1. yummy64 Says:

    At $5 you made out pretty easy. Bank fees are beyond belief these days!

  2. daylily Says:

    Bummer. I had my first bank charge recently. A check from my former employer was cancelled. I was charged $4 because they put a stop payment on it! I was furious.

  3. Ima saver Says:

    I don't have one either.

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