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Quickie Price Comments

October 12th, 2008 at 09:34 am

1. Gasoline: Yesterday I finally saw a price below $3 ($2.989/gallon for 87). Wouldn't you know it, I had filled up a few days earlier. Oh well, I guess the laws of dollar cost averaging apply to gas fill-ups as well as mutual fund investments ... Maybe the next time I need to buy the price will be down even more.

2. Groceries: I have decided that the "HEB Banana Price Index" is the best way for me to track grocery price trends ... Granted this method is VERY informal and EXTREMELY unscientific, but it is the one item I buy most frequently, and the change in price of that item does seem to mirror the overall price trend of the types of groceries I buy. Back in May I blogged about how prices had gone from 33 to 44 cents per lb. Shortly thereafter it went to 48 cents and very quickly to 49 cents ... Wish I had bothered to note the date but I'm guessing June? Well ... since then the price has remained steady, so nothing to complain about.

3. Revised Food & Drink Budget: DH is on board, although right now it is in more of a "we'll see how it goes" mode. I would prefer a firmer commitment, but I'll take what I can get.

4. Medical Insurance: We pay for our own, an individual policy. Got notice that as of November it's going up $48 per month. Oh well. I won't go without it. Best to focus on what I can control. Sure glad the new food & drink budget is in place. Smile
On a side note, while I am looking forward to the move to San Diego, I am NOT looking forward to possibly having to look for an individual health care policy again (it's just so mind-numbing and such a heavy responsibility). If I can transfer the policy I have right now to Cali I will do that.

5 Responses to “Quickie Price Comments”

  1. gamecock43 Says:

    I got a notice that my health insurance is going up $9 a month.

  2. fern Says:

    I saw bananas at .60 a pound at Stop N Shop today, too much, i thought, so i passed.

    I did fill up my gas tank at $3.26, which was thrillingly low for around these parts.

  3. Broken Arrow Says:

    I never knew there was a banana price index! I would assume that it's also joined at the hip with fuel prices to a large extent (since bananas are imported). Thanks for sharing!

  4. cmh01 Says:

    Our banana prices went from 53 cents to 57 and have stayed there, but it is hard to buy at that price. It's made easier only in that it's the cheapest fruit, our red delicious apples (the cheapest) are now up to $1.44 from about $1.12. Oh well. I saw gas at $3.09 the other day and that's great! I'm hoping it goes lower too.

  5. scfr Says:

    BA ... I will be sure to keep you updated if there are any changes to my little informal index. Each time I go to HEB, I will check the price of bananas, and if there are any changes I will let you all know!

    My theory about "dollar cost averaging" my gasoline fill-ups (in other words not fretting if I see a price drop a couple days after I fill up) seems to be working. Today I am seeing $2.939/gallon, so there is clearly a downward trend that will hopefully continue until I next have to fill my tank.

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