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Open Enrollment Season

November 11th, 2014 at 08:17 pm

My out-of-pocket (well, actually it's out-of-paycheck) for medical/dental/vision insurance for DH & I will increase 6.5% in 2015, which is right in the ballpark of what I was expecting.

I have not yet decided if I am going to adjust my 401K contribution, but I will probably keep it unchanged. While I'm not thrilled with my investment options within the 401K, I already max out IRA savings so a reduction in 401K contributions would mean more post-tax savings. The tax savings is probably enough to stay the course with the 401K ...

P.S. - Oh my goodness, I have read and listened to so many books since I last updated my sidebar!

2 Responses to “Open Enrollment Season”

  1. snafu Says:

    With QE ending, might it affect your 401K allocation? Will you consider changes? Hope tax savings keeps your contributions on course.

  2. scfr Says:

    snafu - It's unlikely I would change my 401k allocation. I'm much more likely to make changes to our non-401K tax-deferred retirement savings which are all with Vanguard. Unlike my 401k, at Vanguard I have lots of terrific options available!

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