Here's a tip I just learned on how you might be able to cut the premium on your car insurance: Take a defensive driving course. You can take it ON-LINE ... Pretty neat, huh?
My DH (who is the primary driver on our one & only car) is going to complete an on-line course that our insurance company (GEICO) offers. The cost of the course is $19.95. When he completes the course, we will get a 10% discount on our automobile insurance for the next 3 years. At our current level of coverage, that equates to a gross savings of $124.80 and a net savings (after deducting the cost of the course) of $104.85 over 3 years.
We only have one car, and it is not worth a lot so we don't have very expensive coverage. If we had more than one or more expensive cars, our savings would be even more.
At this link, you can see each state listed with how much of a discount you can expect to receive and if there are any age requirements. In some states the discount is only for drivers 55 or older, and in some states the discount is voluntary. But in my state, Texas, there is a 10% mandatory discount and all licensed drivers are eligible.
http://www.firstnetlearning.com/offerings/costco/html/discount.htm
As you can see, this link is for Costco members. But I found out when I called Geico to verify that it is cheaper if I take the course through them.
If any of you are insured with Geico, here is the link to their course:
http://geico.amersc.com
Hope some of you can use this tip to save on your car insurance!
Defensive Driving Course =10% Discount on Car Insurance
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Each state has different laws. Some states require that all drivers be able to take a defensive driving course for a discount. In other states, it is only available for older drivers.
You can contact your insurance company and ask them if they give a discount, and what your options are for taking the course.
Our insurer (Geico) offered the course cheaper than what we would have paid taking it somewhere else.
Good luck!
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Call your insurance company ... They should be able to fill you in on the details for your state.
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Try this address:
https://www.geico.com/information/states/
Then click on your state to see if a defensive driving course discount is offered in your state.
Good luck!
June 6th, 2008 at 07:03 pm 1212779022
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June 11th, 2008 at 03:49 pm 1213199390
I just talked to Ceico and was approved for a cut.
Ceico's offer to sign up by filling out the q on the net please let me know where are the q ??
Thanks
bendt
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Geico has proven, in more ways than one, that they put their customers FIRST!
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http://scfr.savingadvice.com/2008/06/06/take-a-defensive-dri...
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The amount they must give you as a discount depends on which state you live in.
Here in Texas, our discount was 10%.
August 18th, 2008 at 01:05 am 1219021525
for my insurance discount?
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Good luck - hope you can get it worked out.
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