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Defensive Driving Course =10% Discount on Car Insurance

December 14th, 2007 at 04:37 am

Here's a tip I just learned on how you might be able to cut the premium on your car insurance: Take a defensive driving course. You can take it ON-LINE ... Pretty neat, huh?

My DH (who is the primary driver on our one & only car) is going to complete an on-line course that our insurance company (GEICO) offers. The cost of the course is $19.95. When he completes the course, we will get a 10% discount on our automobile insurance for the next 3 years. At our current level of coverage, that equates to a gross savings of $124.80 and a net savings (after deducting the cost of the course) of $104.85 over 3 years.

We only have one car, and it is not worth a lot so we don't have very expensive coverage. If we had more than one or more expensive cars, our savings would be even more.

At this link, you can see each state listed with how much of a discount you can expect to receive and if there are any age requirements. In some states the discount is only for drivers 55 or older, and in some states the discount is voluntary. But in my state, Texas, there is a 10% mandatory discount and all licensed drivers are eligible.

http://www.firstnetlearning.com/offerings/costco/html/discount.htm

As you can see, this link is for Costco members. But I found out when I called Geico to verify that it is cheaper if I take the course through them.

If any of you are insured with Geico, here is the link to their course:

http://geico.amersc.com

Hope some of you can use this tip to save on your car insurance!

75 Responses to “Defensive Driving Course =10% Discount on Car Insurance”

  1. fern Says:
    1197678872

    It's not just GEICO that offers that course. MetLife does too. 10% discount for 3 years, and after that you can take the course again and continue the discount. It's really worth it.

  2. Melveta Turner Says:
    1200031284

    Melveta Turner.I am 50 years old and resides in Florida.I am with Geico Auto Insurance for many years now and I deserve a lower Insurance rate.

  3. Frances Whittington Says:
    1203360646

    Just let me take the course

  4. Leroy Banks Says:
    1204096134

    like to take the course

  5. scfr Says:
    1204127112

    Frances and Leroy,

    Each state has different laws. Some states require that all drivers be able to take a defensive driving course for a discount. In other states, it is only available for older drivers.

    You can contact your insurance company and ask them if they give a discount, and what your options are for taking the course.

    Our insurer (Geico) offered the course cheaper than what we would have paid taking it somewhere else.

    Good luck!

  6. Milton P Bruff Says:
    1205204204

    I am willing, wanting, and hoping to take course

  7. Milton P Bruff Says:
    1205204936

    what does URL mean?

  8. scfr Says:
    1205286167

    I'm not sure where you are seeing "URL" but it means Uniform Resource Locator ... I'm not a computer expert, but it's how we tag a web site.

    Call your insurance company ... They should be able to fill you in on the details for your state.

  9. EJ DENNIS Says:
    1205779533

    I wnat to take the course How do I sign up?

  10. scfr Says:
    1205800897

    EJ Dennis - I recommend you contact your insuarnce company (ask them if they offer a discount for taking the course in your state, how much they charge for the course, and how to take it).

  11. carolyn s. mombo Says:
    1206371995

    I need to know the next course date asap.

  12. scfr Says:
    1206889827

    Carolyn - The course we took was on-line and we could take it any time. I suggest you contact your insurance company for details.

  13. Tola Simeon Says:
    1208739514

    how can I start?

  14. vicente n. coloyan Says:
    1210184572

    i want to enroll in the defensive driving course.

  15. Julie Says:
    1212758355

    I have been trying to connect with the geico.amersc.com link and I keep getting page not found. I know I am doing it correctly, any way of checking to see if they are having problems with the site?

  16. scfr Says:
    1212762110

    Julie, It looks like they have changed their site.

    Try this address:
    https://www.geico.com/information/states/

    Then click on your state to see if a defensive driving course discount is offered in your state.

    Good luck!

  17. Julie Says:
    1212779022

    Thanks. I had already spoken with Geico so I knew they were offering it in the state of FL. I was told it would be $15.95 (promo) and the site you replied with says $19.95. Do you have any information on this?

  18. scfr Says:
    1212781837

    Julie - I'm sorry, but I don't. My suggestion would be to call Geico again and ask them if they are still offering the promo. Good luck!

  19. Bendt Says:
    1213199390


    I just talked to Ceico and was approved for a cut.
    Ceico's offer to sign up by filling out the q on the net please let me know where are the q ??

    Thanks
    bendt

  20. scfr Says:
    1213239547

    Bendt - You'll need to ask Geico that. Sorry, I don't work for them.

  21. Alpheus L. Chambers Says:
    1215558721

    I find Geico Insurance Co. very professional, co-operative and client oriented. Keep up the good work

  22. Julie Says:
    1215692224

    I took the course, received the discounted rate, and the discount was applied to my auto insurance almost immediately after completion. I couldn't be happier on the way it all worked out, and it lasts for 3 yrs.
    Geico has proven, in more ways than one, that they put their customers FIRST!

  23. Elizabeth T. Mynchenberg Says:
    1216635100

    I want to take the defensive driving course

  24. Julie Says:
    1217335207

    Yes, that is correct and has been pointed previously out that this course and discount is not limited to GEICO customers. Everyone should check with their insurance company now that this course is available and cost saving. Thanks for the clarification and advice.

  25. scfr Says:
    1217390170

    I have done a new blog entry, which hopefully provides better, more updated information:

    Text is http://scfr.savingadvice.com/2008/06/06/take-a-defensive-driving-course-for-a-di_39825/ and Link is
    http://scfr.savingadvice.com/2008/06/06/take-a-defensive-dri...

  26. jim hedleston Says:
    1217732149

    do both my wife and have to take the course to qualify fo the discount from AIG?

  27. scfr Says:
    1217774314

    jim hedleston: That might vary depending on your insurer. Best thing to do is ask AIG We are insured with Geico and have only 1 car. My husband is the primary driver, therefore only he had to take the course. If we got a 2nd car, then I would have to take the course as well.

  28. Jacqueline Y. Duncan Says:
    1217957908

    The defensive mdrivingm course will be helpful to me.

  29. priscilla harrison Says:
    1218300135

    priscilla harrison
    gieco says this course will save me 10% on my
    car insurance ??

  30. scfr Says:
    1218321390

    priscilla - If that is what Geico says, it is probably is correct.

    The amount they must give you as a discount depends on which state you live in.

    Here in Texas, our discount was 10%.

  31. Peter I. Giglia Says:
    1219021525

    How do I get started on taking the driving course
    for my insurance discount?

  32. Joyce O'Dell-Lehmer Says:
    1220050386

    please let me know how to take this course.

  33. William N. Dean Says:
    1220564582

    Would like to take the course. Please send info.

  34. scfr Says:
    1220677568

    Hello Peter, Joyce, and William: Hard to believe this post is still getting hits. Really, the best thing you can do is contact your insurance company and ask them. Good luck!

  35. Chester C. Fontz Says:
    1220895059

    very good

  36. Chester C. Fontz Says:
    1220895535

    this is a great place to save.

  37. D Dover Says:
    1222224507

    url

  38. D Dover Says:
    1222224632

    Sign me up

  39. JACK LABUA Says:
    1224718147

    NO COMMENT

  40. gilbert brown Says:
    1226440527

    i signed up for the courand i cant finish the coursese and paid for it then the screen went blank

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